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I recommend reviewing your mortgage on regular basis, this is to make sure it still fits your circumstances and to make sure you have the most suitable mortgage.

I can secure a new mortgage up to six months before your current fixed term expires, enabling you to plan for your future. Re-Mortgaging is also a good time to consider any changes you may want to make to your mortgage:

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• Reduce the rate and/or the monthly payment

• Reduce how long is left of your current mortgage term

• Raise additional finance from Home Improvements to Debt Consolidation.*Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage.

• Switch mortgage structure, i.e. Interest only to Capital Repayment

• Fitting the correct mortgage to your current circumstances

Broker fee is payable for a remortgage

application and I estimated to be £595.00 of which £100.00 is payable at application stage and £495.00 after completion.

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You may want to secure a new rate with your existing lender, without making fundamental changes to the mortgage. This is often called a product transfer. I will help you with this process to make sure you pick the right product for your needs. I do not charge a fee for a product transfer.

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